Bluejeans52's Personal Finance Blog

Well today i aswered a telephone call. i usualy just let it ring, then check who has called. As they usualy want money. Today I aswered, it was very uncomfortable but at least i spoke to them, i am to send them a copy of my budget so they can see my in and outgoings and we can sort a payment. I feeling a bit better each day, but still have a long way to goes. Today I spent my allocate time surfing for frugal things to do around the home, instead of looking for my mirical cure. When i put the washing in machine today, i halfed the tablet, so get two washes for one tablet, washing detergent will last twice as long. i dont need a lot of washing detergent as i wash everyday (yes another hangup) i cannot bare dirty washing around. I wish there was a phycologist reading all this.

i am reading other blogs with interest but have not replied as yet, the mess i'm in i havnt got anything usefull to say

x

Well i have shredded a rain forrest today. I got out all of the unopened mail and opened it. Ive sorted it to two piles urgent and not so urget. Mind you the urgent pile is a big woryy. I am going to tackle sorting one debt per day. I have done a sort of rough budget and there is no way i can pay everyone. Logged on to a site today and found out quite a bit of information as to what must be paid and actions if they are not.

All in all I have had a productive day. I only spent £2 over my budget. Another thing I tackled today was my bathroom cabinet. I am a lotions and posions person. OMG it was rediclous, 6 jars and 8 bottles of mosturiser !! I found allsorts in the bathroom cupboard. So I will be saving on the tioletries for a while.

x

Day 2 and I,m here again, I say this as this is another issue of mine, I lose interest in things quickly. (bet you;s thinking omg the girl has sooo many hangups its true I do.) But I am determined to work on them all. Well I have limited myself to one hour on the computer this morning, this is my last stop, from here I am going to sort tea out and then make some head way into my finances. Dreading it but it has to be started sometime.

Thankyou for your support and ideas, its fab to know someone, somewhere is rooting for you. I have sceduled an hour on pc at lunch time, so i wil update on my mornings acievments.

x

One of my big bad habits is that I spend a lot of time at my computer, sufing the net for my "miracal solution" Instead of getting off my fat butt and doing something about it. So after posting this I am off this computer and start to make some plans.

Well where do I start ? I overeat, overspend, I am in debt and struggle to get from one payday to the next, I am also a very bad procrastinater. I have trawled the net for years and years for a solution to my problem but have never found it. I am sure that all of my issues are related and interconnected. I came across this site and after reading many blogs and articals, i have decided to register and blog my way to a "new me"

I am intending to blog daily or many times a day if I need to, holding nothing back. I am open to any idea's that you feel may help and also open to any constructive critisim. I am a long long way from where I want to be, I have a lot of bad habits to change. But I am tired of living my life like this.

Jo x